Archive for Funeral Expenses

What makes up your overall funeral bill?

 Funeral expenses really consist of three separate pieces:

 

1.     the services and merchandise provided by the funeral home

 

2.     the costs and services to dispose of the body or cremains (i.e. ashes) at the cemetery or elsewhere

 

3.     the cost to purchase and install some type of memorial (i.e. headstone, marker, monument)

 

Even if you end up paying for all three pieces through the funeral home, it’s best to break the cost of a funeral down into the above-three categories. 

 

When estimating your TOTAL funeral costs, you must add all three pieces together.  I think this is by far the best way to plan a funeral because it allows you to isolate and prioritize the goods and services that are most important to you.

 

While every family is different, the most common complaint I hear from families is “I wish I would have spent less on the funeral and more on the memorial”.  This makes some sense since the memorial is the only thing that lasts after the funeral is over.  

Learn more about reducing the funeral home’s bill.

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Funeral Costs: How much does an average funeral cost?

Many times you’ll people say that the average funeral costs around $6,000.  However, that estimate is based on a price survey taken several years ago.  Funeral prices, like everything else, have increased with inflation.

Today, the average North American traditional funeral costs between $7,000 and $10,000.  This price range includes the services at the funeral home, burial in a cemetery, and the installation of a headstone.  While cremation is gaining in popularity, the traditional funeral is still the most popular manner for disposing of the deceased.

Although funeral prices vary considerably between funeral homes and geographic areas of the country, here is a reasonable “ballpark” estimate of the main costs that are involved:

  • fee for the funeral director’s services: $1,500
  • cost for a casket: $2,300
  • embalming: $500
  • cost for using the funeral home for the actual funeral service: $500
  • cost of a grave site: $1,000
  • cost to dig the grave: $600
  • cost of a grave liner or outer burial container: $1,000
  • cost of a headstone: $1,500

In this example, total costs would approximate $9,000….and that’s just for the “main” items.  There could be additional charges for things like placing the obituary in the newspaper and buying flowers.

Fortunately, there are many things you can do to reduce the cost of funeral services to a more reasonable level.  Learn more about reducing funeral costs.

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