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How to write a eulogy

By Mike Testa · Comments (0)
Tuesday, April 17th, 2012

Eulogy is pronounced like this:  /Yule-ah-gee/

A eulogy is simply a speech about a loved one who has died. This speech is usually given during a memorial or funeral ceremony.  While it is often given by a close friend or relative of the deceased, it can also be given by a religious leader. 

Don’t stress out over giving a eulogy.  Think of it as a simple conversation with the family and friends about the life of the person who has died.  Remember, the funeral or memorial ceremony is usually only attended by people that somehow mattered to the deceased.  They are eager to hear about the deceased and will appreciate anything you say. 

Also, almost EVERYONE is afraid of speaking in public so the “audience” is NOT expecting you to give a flawless speech.  If fact, if you “mess up” a little (or a lot), the audience tends to rally around you even more.  They really do!

There is no “right way” to compose a eulogy.  Since most people have no idea what a eulogy is supposed to sound like, you can pretty much create it any way you want.  Here are some things you may want to talk about:  

  • a brief “life history” of the person who has died
  • important achievements and events in the deceased’s life
  • details about family, friends, work, and hobbies
  • favorite memories of the deceased

Most eulogies last between 5 and 15 minutes but there are no hard and fast rules here.  You can also deliver “vignette” eulogies.  This is where several different people take turns speaking about the deceased.  For example, each of the children of a deceased parent could give a small speech about their favorite respective memory with the deceased. 

Breaking a single eulogy into separate vignettes gives others a chance to participate in the services and takes the pressure off of just one speaker.  Even if each person speaks for just a little while, it will seem like a longer, more robust speech because it takes time for each person to walk up to the podium and then return to their seat.

Basic steps for writing a eulogy:

  1. Write a brief chronological outline of the key events that occurred in the person’s life from the time of birth until death.  This will often remind you of several pivotal events experienced by the person (e.g. graduating from college, getting married, serving in the military, starting a business, etc.) that may be worth mentioning.
  2. Write down your favorite memories of the deceased.  Ask others (friends, relatives, co-workers) if they have favorite memories you can share.  Often times people have things they want to say during the funeral but they are either afraid to speak or aren’t afforded an opportunity. 
  3. Make a list of some of the things that were important to the deceased person….things he/she was passionate about.  This may trigger stories of their own that you can incorporate into your speech.
  4. Combine all your thoughts, ideas, comments, and memories into one giant list.  Review this list and decide which things you want to include in your speech.
  5. Organize your chosen comments into some type of order.  For example you might want to organize by:
  • Chronological date the events occurred
  • Common themes (e.g. family, career, work, hobbies)
  • Speaker (if you plan on using vignette eulogies); develop a schedule that shows when each person is to speak.

More eulogy tips

Write out your speech.  You may feel more comfortable writing out the entire speech or you may just decide to use note cards with a few sentences that will trigger your memory so you remember what it is you want to say.  Again, there is no one right way.  Some people will commit the speech to memory and never need to refer to their notes; others will look at their speech and read it word-for-word without ever looking at the audience.  Use whatever method is most natural for you.

Your speech can be serious, light-hearted, or a combination of both.  A mix of both seriousness and humor is most popular.  Funerals are a combination of sadness and celebration.  People will grieve at funerals, but it’s OK to laugh too.  It really is!

Also, since no one but you will ever see what you have written you don’t need to worry about grammar or spelling.  All you need is to have something in writing that will remind you of what it is you want to say.  

Practice saying your speech out loud while in front of a mirror.  This will help you develop a natural speaking rhythm and will highlight any verbal or physical habits that could be a distraction to your audience.  

Remember to take a clean copy of your speech with you to the funeral home.  You can either write it out word-for-word or just make a few necessary note cards to trigger your memory. (Make sure you number the note cards so you can keep them in order.)

 Delivering the eulogy:

 Focus on honoring the deceased instead of worrying about how your speech will sound to others.

  • Take deep breathes before beginning your speech. This will help you regain composure and slow your heart rate down.  This will also help you speak in a slower, more controlled manner.  
  • Take a drink of water before speaking (or take something to drink with you to the podium) to keep your mouth from getting dry.    
  • Remember: that it’s OK to show emotion. If you become emotional and start to cry, that’s perfectly normal (even if you are a guy!). No one will think any less of you.  Take time to regain your composure, but if you’re unable, simply say “I am sorry, but I can’t go on right now” and return to your seat.  The funeral director or clergy member will step in and continue the ceremony from where you let off.

One final thought:  It’s an honor to be asked to give a eulogy.  You wouldn’t have been picked if you weren’t special to the deceased in some way.  Others know this and they will EXPECT you to be grieving too.

 

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Categories : Funeral Planning Guidance
Tags : Cremation, Eulogy, Funeral, Funeral Home

What you must know before planning a funeral

By Mike Testa · Comments (0)
Saturday, April 14th, 2012

Before planning a funeral you should know that death care in America is a business.  There are service providers (e.g. funeral homes, cemeteries, and headstone dealers) and there are consumers (people like you and me who need to make funeral arrangements). 

 

Like any business, funeral homes and cemeteries should provide their goods and services on an honest and fair basis.  Unfortunately, this rarely happens as several characteristics unique to the funeral industry place the consumer at a significant disadvantage when making funeral arrangements. 

 

Unique characteristics inherent in planning a funeral:

 

·        disorientation caused by bereavement

·        infrequency of purchase

·        lack of objective information

·        the need to make decisions quickly

·        social taboos surrounding death

·        lack of standards by which to judge funeral goods & services

·        the fact that most people:

o       fail to view funeral arrangements as a business transaction

o       are ignorant of the law as it pertains to disposal of the dead

o       know very little about how a funeral home operates

 

Together these characteristics place consumers at a significant disadvantage when making funeral arrangements.  Funeral homes are staffed by experienced salesmen who deal with the business of death every day.  These professional salespeople square off against emotionally distraught families forced to act hastily with little or no information about legal requirements and available options.

 

The profit-obsessed nature of the funeral industry creates a conflict of interest between the desire for sales and the consumer’s need for meaning and affordability.  The funeral home can make substantially more money if they can manipulate a family into buying unnecessary and overpriced items.  In this unbalanced and highly charged environment, purchase decisions are often based on what the funeral home offers to sell instead of what the family wants (or can afford) to purchase.  This increases consumer costs and decreases consumer satisfaction with the goods and services received. 

 

This website and the Funeral Saver’s Kit ”level the playing field”.  Together they give you, the consumer, objective information and tools needed to understand, evaluate, and make satisfying and affordable funeral arrangements. 

 

A major assumption that lies behind modern funeral practices is that “nothing is too good for the dead”….but you are NOT being disrespectful to the deceased by being practical regarding the arrangements.

 

Most people want to avoid looking cheap when making funeral arrangements.  They want to arrange “a nice, decent funeral”, but they have no idea what a nice, decent funeral looks like.  And everybody is concerned about price – so don’t feel guilty about wanting or needing to make less expensive arrangements.  Did you know that when President John F. Kennedy died, even his family didn’t want to overpay?  The Kennedy family’s accountant was hired to review the funeral home’s bill and identify unnecessary charges.  In the end, the accountant was able to save the family a substantial amount of money.

 

There will be a temptation to just throw up your hands and let the funeral director make all the decisions because of time pressures, uncomfortable decisions, and the emotional stress of dealing with all the pertinent details, but that can be an expensive and unnecessary mistake. 

 

Next to a house and car, a funeral is the third most expensive purchase the average American citizen makes during his lifetime.  Just as you are careful when buying a car or house, being careful when making funeral arrangements can result in tremendous financial savings.

 

The Funeral Saver’s Kit, along with this website, gives you honest advice regarding choices and prices…after all, you have to live the rest of your life with the decisions you make in an hour or two; if you waste money now, it’s gone forever.

 

The key to feeling comfortable and saving money is knowing the available alternatives and asking for them – and that’s what you’ll learn using the help you find here. 

 

Remember, stripped to its simplest form a funeral is merely saying goodbye and disposing of the remains…all else is really unnecessary.

 

Click here to learn more about planning a funeral.

Republished by Blog Post Promoter

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Categories : Funeral Planning Guidance
Tags : Death Care Industry, Funeral Home, Funeral Saver's Kit, Planning a Funeral

Save money on funeral costs by choosing lower-priced options

By Mike Testa · Comments (0)
Wednesday, April 11th, 2012

 Choosing certain types of funeral or cremation arrangements can eliminate many unnecessary funeral costs.  Choosing wisely will prevent you from being charged for lots of “extras” no one told you about. 

 

Since most families do not plan funerals very often, they usually don’t realize what’s included (or excluded) in the decisions they make.  All too often a family simply agrees to the funeral director’s recommendations – only to end up surprised when their final bill is 30% higher than expected.

 

Even though many of the goods and services offered by a funeral home are priced on an individual basis, certain selections you make will automatically trigger additional costs.  Unfortunately, most families don’t find out about these additional costs until after the service is over and they get the funeral director’s bill.

 

Here’s an example of how this works:

 

When meeting with the funeral director he might suggest a “traditional” funeral priced at $500.  You agree….thinking $500 isn’t too bad.  However, what you didn’t realize (and what the funeral director failed to mention) is that a “traditional” funeral also means that you will need:

•             embalming (another $500)

•             casket ($1,500)

•             viewing or visitation ($500)

•             cemetery space ($1,000)

•             open & closing the grave site ($750)

•             outer burial container ($1,000)

•             headstone ($1,500)

•             announcing the funeral in a newspaper ($250)

•             use of a hearse ($200)

 

….so when the funeral director said the “traditional” funeral service costs $500 – he meant it would cost $500 to hold the actual 45 minute funeral service.  But, by choosing a “traditional” funeral service, you were also agreeing to purchase all of the other things that are required to conduct a traditional funeral.

 

In this case your total cost would be closer to $7,700.  This is a realistic example (the average traditional funeral costs nearly $8,000).  Simply understanding what’s included in the decisions you make can help you avoid such a nasty financial surprise. 

 

You can use a resource like the Funeral $aver’s Kit to learn about the types of funeral, burial, and cremation arrangements from which you can choose.  Section 2 of the kit identifies costs associated with each service and clearly shows which expenses will be included (or excluded) based on the choices you make. 

 

Generally, your least expensive options (in order of increasing price) are:

•             medical donation

•             direct cremation

•             immediate burial

•             cremation with service

•             traditional funeral

 

Click to learn more about the Funeral Saver’s Kit.

 

 

 

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Categories : Tips to Lower Funeral Costs
Tags : Body Donation, Casket, Cemetery Space, Cremation, Direct Cremation, Embalming, Funeral Arrangements, Funeral Costs, Funeral Director, Funeral Home, Grave Site, Headstone, Hearse, Immediate Burial, Outer Burial Container, Traditional Funeral, Viewing, Visitation

What is an “immediate burial”?

By Mike Testa · Comments (0)
Sunday, April 8th, 2012

Choosing an “immediate burial” when making funeral arrangements can have a big impact on the total cost of a funeral.  This article will explain what the funeral home does when you choose an immediate burial instead of a traditional funeral.

 

What are the key elements of an immediate burial?

 

The funeral home does four things when you choose an immediate burial:

 

·        remove body from place of death to funeral home

·        obtain permits

·        transport body to a final resting place

·        bury or entomb the body upon arrival at the cemetery

 

 

What is an immediate burial?

 

With an immediate burial the body is taken directly from the place of death (or from the morgue) to the cemetery.  Normally, the body stops at the funeral home just long enough to secure the death certificate and burial permit – and for the family to buy the cemetery lot.  The body is then transported to the cemetery where it will be buried in a grave or entombed in a mausoleum crypt.

 

With an immediate burial there is no:

·        funeral ceremony

·        viewing or visitation ceremony

·        grave side ceremony

·        embalming or other body preparation

 

Although immediate burials do not include any type of formal ceremony, many families choose to hold a get-together at a relative’s house following the burial.  This allows the family to get a sense of closure without incurring additional expenses at the funeral home.    

 

Click here to find out how much an immediate burial costs.

 

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Categories : Funeral Planning Guidance
Tags : Immediate Burial, Immediate Burials

What are the benefits of planning a funeral using the Funeral Saver’s Kit?

By Mike Testa · Comments (0)
Thursday, April 5th, 2012

People purchase the Funeral Saver’s Kit either because someone they care about has died, is expected to die, or because they need help planning their own funeral. I created this kit after experiencing much of the same anxiety, frustration, and sadness that goes hand-in-hand with planning any funeral.

This kit is designed to guide you quickly and easily through the decisions that need to be made regarding funeral arrangements. Special emphasis is placed on reducing expenses and ensuring the arrangements are meaningful to you and your family.

You can be confident that this information is objective, practical, and easy to understand and use. I have helped many people arrange funerals over the last 10 years – and I know the information in this kit really does work!

Benefits of using the Funeral Saver’s Kit
By following the simple directions outlined in this kit you will experience many benefits:

• You will realize substantial savings in overall funeral expenses
• You will spend less time making funeral arrangements
• You will experience less stress when making funeral arrangements
• You will learn enough to allow you to make appropriate and satisfying decisions
• You will eliminate sales pressure from funeral home employees
• You will have access to a wider selection of goods, services, and options from which to choose

The Funeral Saver’s Kit has worked for many families just like yours…and it can work for you too.  Click to learn more about the Funeral Saver’s Kit.

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Categories : Funeral and Cremation FAQ's
Tags : Funeral Saver's Kit, Planning a Funeral

What makes up your overall funeral bill?

By Mike Testa · Comments (0)
Monday, April 2nd, 2012

 Funeral expenses really consist of three separate pieces:

 

1.     the services and merchandise provided by the funeral home

 

2.     the costs and services to dispose of the body or cremains (i.e. ashes) at the cemetery or elsewhere

 

3.     the cost to purchase and install some type of memorial (i.e. headstone, marker, monument)

 

Even if you end up paying for all three pieces through the funeral home, it’s best to break the cost of a funeral down into the above-three categories. 

 

When estimating your TOTAL funeral costs, you must add all three pieces together.  I think this is by far the best way to plan a funeral because it allows you to isolate and prioritize the goods and services that are most important to you.

 

While every family is different, the most common complaint I hear from families is “I wish I would have spent less on the funeral and more on the memorial”.  This makes some sense since the memorial is the only thing that lasts after the funeral is over.  

Learn more about reducing the funeral home’s bill.

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Categories : Funeral and Cremation FAQ's, Funeral Planning Guidance
Tags : Funeral Costs, Funeral Expenses, Headstone, Marker, Memorial

Funeral Home Services: what’s the difference between a funeral service and a memorial service?

By Mike Testa · Comments (0)
Friday, March 30th, 2012

 Funeral homes provide different services depending on the needs and preferences of the decedent’s family.  While many people use the phrases “funeral service” and “memorial service” interchangeably, they are actually different services.

A “funeral service” is any official ceremony that takes place in the presence of a casketed body.  In other words, the body (inside a casket) is present during the ceremony.  The casket lid may be open or closed.

A “memorial service”, on the other hand, is any official ceremony that takes place without the casketed body being present.  For example, the ceremony might take place with just an urn containing cremated remains (i.e. “ashes”) serving as the focal point of the ceremony.  Alternatively, the focal point could be just a picture of the deceased displayed on an easel. 

Other than this distinction, both a funeral service and a memorial service are similar.  Both types of services last approximately 25 minutes and are usually accompanied by a eulogy delivered by a family member or clergy member.

Usually, a funeral home will charge the same amount for a memorial ceremony as they charge for a funeral ceremony (around $500).  Remember, the ceremony itself is just one component of overall funeral costs.  A typical funeral or memorial service can easily run more than $7,000.

There are many things you may want to consider when deciding between a funeral, memorial, or cremation service. 

Learn more about funeral and memorial options.

 

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Categories : Funeral Planning Guidance
Tags : Cremation, Funeral, Funeral Home, Funeral Service, Memorial Service

How to use the Funeral Saver’s Kit

By Mike Testa · Comments (0)
Tuesday, March 27th, 2012

Since I don’t know your exact circumstances, I am going to make a couple of assumptions:

 

1.     you don’t want to become a funeral “expert” – you just need basic, reliable information that will save you money and allow you to make good decisions.

 

2.     you don’t have a lot of time to spend on learning this information – possibly because a death has already occurred – so you prefer to learn what you need to as quickly as possible.

 

….with these considerations in mind, here is how I recommend you use the Funeral Saver’s Kit:

 

1.     Listen to the short audio message

 

2.     Read all of section 1 – it’s brief and to the point

 

3.     Read all of section 2 – you can get through this material quickly and it will help you choose the right funeral arrangements based on your preferences and budget.

 

4.     Make the following decisions (you will have enough knowledge to make these decisions after reading section 2):

a.     What type of services and goods do you want?

b.     How do you want to dispose of the body?

c.     What type of memorial (if any) do you need?

 

5.     Read the brief “introduction” to section 3 to learn how to get actual prices from funeral homes in your area.  

 

6.     Compare funeral prices using the simple “Cost Comparison” form and choose a reasonably-priced funeral home. 

  

7.     Use money-saving tips from section 3 of the kit to lower the funeral home’s bill by up to 70%.

 

8.     Make an appointment with the lowest-priced funeral home and finalize your arrangements.

 

Click to get a copy of the Funeral Saver’s Kit now.

Republished by Blog Post Promoter

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Categories : Funeral and Cremation FAQ's
Tags : Funeral Saver's Kit

Instead of buying everything from the funeral home, you can often plan a more affordable funeral by buying certain items from alternate sources

By Mike Testa · Comments (0)
Saturday, March 24th, 2012

Sometimes it makes more sense to buy certain funeral items from someone other than the funeral home handling your service.  These other suppliers usually offer more reasonable prices than the typical funeral home.   

Make an effort to locate other sources that sell funeral merchandise and see what they charge for the items you’re thinking about buying.  Even if you don’t buy from someone else, just knowing that less-expensive options exist can often get your funeral home to give you a big discount to remain competitive. 

Savvy families do this all the time and end up saving hundreds – and sometimes thousands – of dollars on caskets, urns, and headstones.

I give my clients a simple chart that shows them where to find various merchants that may be worth considering.  I also give them a handy “grade sheet” that compares each of the popular Internet suppliers of funeral merchandise.  This grade sheet makes it easy to locate lower-priced merchants and determine how the competition stacks up in terms of prices, selection, and quality. 

When you use this information you’ll be able to make sure you get a GREAT deal on everything you are forced to buy. 

You get both the list of recommended merchants and the handy grade sheet for free as part of the Funeral Saver’s Kit.

 

 

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Categories : Tips to Lower Funeral Costs
Tags : Funeral Goods, Funeral Home, Funeral Merchandise, Funeral Saver's Kit, Funeral Suppliers

What is direct cremation?

By Mike Testa · Comments (0)
Wednesday, March 21st, 2012

This article discusses direct cremation.  There are three main reasons people choose cremation over body burial: 

  • it’s less expensive
  • it saves land
  • it provides increased mobility (i.e. it is easy to transport / relocate cremains)

A point of clarification before we get started: cremation replicates the same process that a buried body eventually undergoes.  Over time, a buried body decomposes and ends up as ashes – just like what happens through cremation.  

A description of direct cremation

When you choose direct cremation, the body is taken directly from the place of death (or morgue) to the crematory where it is exposed to high heat and reduced to a sand-like consistency.

Normally, the body stops at the funeral home or crematory (some funeral homes have their own on-site crematory) just long enough to secure the death certificate and cremation permit – and for the family to sign the cremation authorization form.

No funeral or visitation ceremonies are held when you choose direct cremation. Furthermore, the body is not embalmed, nor does it receive hair care or makeup application.  Since the body will be cremated without first having a viewing ceremony, these services are unnecessary.

You do not need to purchase a casket for the cremation process.  You can instead choose to place the body in a special cardboard box known as an “alternative container.”  This saves the expense of buying an expensive casket.

The actual cremation arrangements can be made directly with a crematory or at a funeral home.  Some funeral homes do the cremation themselves; while others contract the actual cremation out to a separate crematory.

Direct cremation:  a summary of the main steps

  • removal of body to funeral home or crematory
  • obtain permits and authorization
  • body heated in a cremation oven (called a “retort”)
  • cremains (i.e. ashes) returned to family
  • family can dispose of cremains as they see fit

Most families simply take the cremains home in a cardboard box or urn.  Some families will later decide to scatter the cremains at a favorite location, bury them in a cemetery plot, or store them in an urn on the living room mantle.  There are lots of options for cremains.  Click here to learn more about direct cremation options and prices.

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Categories : Funeral Planning Guidance
Tags : Direct Cremation
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